Private Credit, Carried Through to Where It Is Needed.
Conduit Credit is a specialist credit platform. We connect institutional capital to short-dated, self-liquidating lending across South African housing, payroll, agricultural receivables and energy trading.
What We Finance
Housing Credit
Loans that close the gap between a home loan and the purchase price, helping tenants into ownership.
Payroll-Deduction Lending
Debt consolidation and short-term loans for employees, repaid by deduction at source under employer arrangements.
Agri Receivables
Finance against approved invoices from fresh-produce supply to large retailers, collected through a controlled account.
Energy Trading
Funding for tank-to-tank diesel purchases against purchase orders from established buyers, repaid from their payments each cycle.
How We Work
- 1
Originate
Specialist partners source each loan or receivable within a product they already run.
- 2
Set the Standard
We set the credit policy. Licensed partners vet and service consumer loans against it; we check invoices and conditions before release, and review collateral, thresholds and performance.
- 3
Control the Cash
Collections flow to controlled accounts through a set waterfall, reconciled against what was billed.
- 4
Report
Funding partners see their facility, the portfolio and the covenant position in one secure place.
For Funding Partners
Facility statements, monthly reporting and due diligence, each behind your own secure sign-in.